4 bd • 3.5 ba • 4,814 sq ft
12615 SW 21ST CT, Lake Oswego, OR 97035
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- Bedrooms
- 4
- Total Baths
- 3.5
- Building Area
- 4,814 sq ft
- Price/Sq Ft
- $239/sq ft
- Year Built
- 2007
- Garage
- 2 spaces · Oversized
- County
- Multnomah
- Annual Tax
- $18,255 (2025)
- HOA
- None
- Days on Market
- 18 days
- Open House
- None scheduled
Monthly payment
$8,814 per month
- Principal & interest$7,054
- Property taxes$1,521
- HOA dues$0
- Home insurance$240
- Utilities$0
10% down · 30-year fixed · 7.24% rate · 7.341% APR (est.)
Rate: Freddie Mac weekly average, as of 10/29/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.24% (7.341% APR, estimated). Rate: Freddie Mac weekly average, as of 10/29/2026.
- Down payment: 10% ($115,000) on $1,150,000; loan $1,035,000
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $1,521/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $240/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Motivated seller, all reasonable offers will be considered! Poised on a coveted corner parcel within a quiet cul-de-sac in one of Lake Oswego’s most desirable enclaves, this traditional residence delivers a polished expression of Northwest luxury. Inside, soaring ceilings and generously proportioned interiors create an immediate sense of volume and light, while brand new high-end solid wood flooring lends a rich, tailored finish to the main level. New carpet softens the home’s private quarters, and upgraded countertops bring a fresh, elevated sensibility to the culinary spaces. The overall effect is one of quiet refinement rather than excess, a house designed to impress through quality, proportion, and ease. The gourmet kitchen anchors the home with a layout equally suited to intimate daily living and larger-scale entertaining, flowing seamlessly into a spacious great room that feels both relaxed and sophisticated. Formal spaces, including an elegant dining room and richly functional den, provide a more composed backdrop for everything from holiday dinners to private work sessions. Just beyond, a bonus room with built-ins and wet bar introduces a club-like dimension to the primary suite, while an adjoining flex space offers the versatility expected in a home of this caliber, whether envisioned as a dressing room, private lounge, office, or wellness retreat. A generous deck, inviting patio, and level lawn create a seamless indoor-outdoor rhythm tailored to entertaining, while the fully fenced yard offers privacy and a manicured sense of enclosure. The setting feels discreet and established, yet remarkably connected. That balance is perhaps the home’s greatest luxury. Located just one block from Oswego Towne Square, and moments from downtown Portland, Tryon Creek State Park and Mountain Park, and a strong mix of fine dining, shopping, and everyday conveniences. A true lifestyle credibility in one of the Pacific Northwest's most prestigious communities.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 3.5 |
| Full Baths | 3 |
| Partial Baths | 1 |
| Building Area (sq ft) | 4814 |
| Lot Size (acres) | 0.26 |
| Lot Size (sq ft) | 11325 |
| Year Built | 2007 |
| Garage Spaces | 2 |
| County | Multnomah |
| Subdivision | Englewood Hills |
| Elementary School | Stephenson |
| Middle School | Jackson |
| High School | Ida B Wells |
| Heating | Forced Air |
| Cooling | Central Air |
| Appliances | Builtin Oven, Cooktop, Dishwasher, Disposal, Free Standing Refrigerator, Gas Appliances, Granite, Island, Microwave, Pantry, Stainless Steel Appliance |
| Interior Features | Central Vacuum, Garage Door Opener, Granite, Hardwood Floors, High Speed Internet, Soaking Tub, Tile Floor, Wainscoting |
| Exterior Features | Deck, Fenced, Gas Hookup, Patio, Tool Shed, Yard |
| Basement | Crawl Space |
| Style | 2 Stories, Traditional |
| Roof | Composition |
| Fireplaces | 2 |
| View | No |
| Lot Features | Corner Lot, Cul de sac |
| Parking | Driveway |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $18,255 |
| Tax Year | 2025 |
| Original List Price | $1,398,000 |
| RMLS # | 165616127 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Justin Harnish • Harnish Company Realtors
Contact: harnish@harnishproperties.com
Listing updated: Oct 14, 2026 at 1:35pm
Source: RMLS #165616127 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/01/2026 01:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
Ask Shawn Yu about this home
Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

