2 bd • 1 ba • 1,056 sq ft
1375 RUGE ST, Salem, OR 97304
SaveKeep track of homes you like
Create a free account to save favorites and searches and get email updates. Sign up / Log in – or just keep browsing; no account is needed to view listings.
- Bedrooms
- 2
- Total Baths
- 1
- Building Area
- 1,056 sq ft
- Price/Sq Ft
- $322/sq ft
- Year Built
- 1939
- Garage
- 1 space · Detached
- County
- Polk
- Annual Tax
- $2,304 (2025)
- HOA
- None
- Days on Market
- 18 days
- Open House
- None scheduled
Monthly payment
$2,335 per month
- Principal & interest$2,072
- Property taxes$192
- HOA dues$0
- Home insurance$71
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($33,990) on $339,900; loan $305,910
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $192/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $71/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Thoughtfully reimagined with attention to every detail, this adorable cottage blends timeless charm with beautifully curated updates and a surprisingly functional layout. Fresh exterior paint, refreshed landscaping, and welcoming outdoor lighting create lovely curb appeal, complemented by a nearly new roof.Inside, new flooring, paint, and trim bring a cohesive feel throughout. A charming office nook with a mural offers a dedicated spot to work or create. The kitchen features custom walnut-toned cabinetry, a matching dishwasher panel, and an added pantry. The cozy dining nook includes built-in storage benches, adding to the home’s abundant storage.The primary bedroom connects to the beautifully remodeled Jack-and-Jill bathroom, also accessible from the living area. A full-height tiled shower, tile flooring, new vanity, and classic beadboard bring fresh style, while convenient connections between the bedroom, living spaces, and kitchen make everyday living easy.Upstairs, a generous attic room spans the width of the home, with skylights, new carpet, a new egress window, and room for a twin trundle bed. Interior laundry and a rear door lead to the patio and inviting backyard, complete with a fire pit, outdoor lighting, and a new fence along one side.A detached single-car garage with additional workspace and a tool shed at the back offers even more room for projects and storage. Thoughtful finishes, clever use of space, and inviting outdoor areas make this cottage feel special inside and out.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 2 |
| Total Baths | 1 |
| Full Baths | 1 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1056 |
| Lot Size (acres) | 0.11 |
| Lot Size (sq ft) | 4791 |
| Year Built | 1939 |
| Garage Spaces | 1 |
| County | Polk |
| Elementary School | Myers |
| Middle School | Walker |
| High School | West Salem |
| Heating | Wall Heater |
| Cooling | None |
| Appliances | Dishwasher, Disposal, Free-Standing Range, Microwave, Pantry, Quartz, Stainless Steel Appliance |
| Interior Features | Luxury Vinyl Plank, Quartz, Skylight, Washer/Dryer |
| Exterior Features | Fenced, Fire Pit, Patio |
| Basement | Crawl Space |
| Style | 2 Stories, Cottage |
| Roof | Composition |
| View | No |
| Lot Features | Level |
| Parking | Driveway |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $2,304 |
| Tax Year | 2025 |
| Original List Price | $347,500 |
| RMLS # | 228160006 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Jolie Richards • Soldera Properties, Inc
Listing updated: Oct 30, 2026 at 12:06am
Source: RMLS #228160006 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
Ask Shawn Yu about this home
Choosing one fills in this home. Nothing is sent until you press Send.
Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

