5 bd • 5 ba • 3,540 sq ft
5 W MILL ST B13, Ridgefield, WA 98642
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- Bedrooms
- 5
- Total Baths
- 5
- Building Area
- 3,540 sq ft
- Price/Sq Ft
- $85/sq ft
- Year Built
- 1993
- Garage
- Available
- County
- Clark
- Annual Tax
- $1,002 (2026)
- HOA
- None
- Days on Market
- 27 days
- Open House
- None scheduled
Monthly payment
$1,974 per month
- Principal & interest$1,828
- Property taxes$84
- HOA dues$0
- Home insurance$62
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($29,990) on $299,900; loan $269,910
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $84/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $62/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Trade the ordinary for life on the water at McCuddy’s Ridgefield Marina. This one-of-a-kind floating duplex offers river views, generous living spaces, and a setting that puts the outdoors at the center of your day. Wood beams and vaulted ceilings add unique Northwest character. Purchase as an investment property, or live in one side and rent the other to help cover expenses. One side offers three bedrooms, three bathrooms, and approximately 2,300 square feet, while the other features two bedrooms, two bathrooms, and approximately 1,200 square feet. Enjoy nearby opportunities for kayaking, boating, and fishing, with the Ridgefield National Wildlife Refuge adding to the natural surroundings. Gated marina access and proximity to downtown Ridgefield’s restaurants, shops, and waterfront recreation bring convenience to this distinctive location. Come explore a different way to call Ridgefield home.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Floating Home |
| Bedrooms | 5 |
| Total Baths | 5 |
| Full Baths | 5 |
| Partial Baths | 0 |
| Building Area (sq ft) | 3540 |
| Year Built | 1993 |
| Garage Spaces | 0 |
| County | Clark |
| Subdivision | McCuddys Marina |
| Elementary School | Union Ridge |
| Middle School | View Ridge |
| High School | Ridgefield |
| Heating | Wall Heater |
| Appliances | Dishwasher, Free-Standing Range, Free Standing Refrigerator |
| Interior Features | Floor 3 rd, Ceiling Fan, Laminate Flooring, Laundry, Vaulted Ceiling, Wallto Wall Carpet |
| Exterior Features | Patio, Porch |
| Basement | None |
| Style | 2 Stories |
| Roof | Metal |
| View | Yes |
| Waterfront | Yes |
| Parking | Other |
| Sewer | Other, Public Sewer |
| Water | Public Water |
| Annual Taxes | $1,002 |
| Tax Year | 2026 |
| Original List Price | $299,900 |
| RMLS # | 248385181 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Jacqueline Smith • Keller Williams Realty
Listing updated: Oct 16, 2026 at 2:34pm
Source: RMLS #248385181 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

