Shawn Realty 503-515-44992 bd • 2 ba • 1,344 sq ft
4696 COW CREEK RD, Riddle, OR 97469
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- Bedrooms
- 2
- Total Baths
- 2
- Building Area
- 1,344 sq ft
- Price/Sq Ft
- $483/sq ft
- Year Built
- 2019
- Garage
- 1 space · Detached
- County
- Douglas
- Annual Tax
- $1,620 (2025)
- HOA
- None
- Days on Market
- 126 days
- Open House
- None scheduled
Monthly payment
$4,283 per month
- Principal & interest$4,012
- Property taxes$135
- HOA dues$0
- Home insurance$135
- Utilities$0
10% down · 30-year fixed · 7.32% rate · 7.422% APR (est.)
Rate: Freddie Mac weekly average, as of 10/22/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.32% (7.422% APR, estimated). Rate: Freddie Mac weekly average, as of 10/22/2026.
- Down payment: 10% ($64,900) on $649,000; loan $584,100
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $135/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $135/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Nestled along the banks of Cow Creek, this off grid private 23-acre retreat offers the perfect blend of modern comfort and natural beauty. Built in 2019, this custom single-level home features 2 bedrooms, 2 bathrooms, vaulted ceilings, luxury vinyl plank flooring, granite countertops, and a cozy wood stove. Large windows and sliding doors invite the outdoors in, showcasing peaceful views of the river, mountains, and surrounding woods. Enjoy year-round relaxation from the covered deck overlooking the property's park-like setting. The gated acreage includes a detached garage, RV parking, workshop, garden area, outbuildings, and ample space for recreation, hobbies, or a self-sufficient lifestyle. Additional features include a mini-split heating and cooling system, tankless water heater, private water source, and high-speed internet availability. Conveniently located with paved road access while offering exceptional privacy and direct Cow Creek frontage. A rare opportunity to own a scenic Southern Oregon getaway. Approved for the addition of 10 campsites on the property.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 2 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1344 |
| Lot Size (acres) | 23 |
| Lot Size (sq ft) | 1001880 |
| Year Built | 2019 |
| Garage Spaces | 1 |
| County | Douglas |
| Subdivision | Cow Creek |
| Elementary School | Riddle |
| Middle School | Riddle |
| High School | Riddle |
| Heating | Mini Split, Wood Stove |
| Cooling | Mini Split |
| Appliances | Free-Standing Range, Free Standing Refrigerator, Granite, Microwave |
| Interior Features | Ceiling Fan, Granite, High Ceilings, High Speed Internet, Laundry, Luxury Vinyl Plank, Vaulted Ceiling, Washer/Dryer |
| Exterior Features | Covered Deck, Fenced, Garden, Outbuilding, Porch, RV Parking, Security Lights, Workshop, Yard |
| Basement | Crawl Space |
| Style | 1 Story, Custom Style |
| Roof | Metal |
| Fireplaces | 1 |
| View | Yes |
| Waterfront | Yes |
| Lot Features | Flood Zone, Gated, Public Road, Solar, Trees, Wooded |
| Parking | Off Street, RV Access Parking |
| Sewer | Sand Filtered |
| Water | Other |
| Annual Taxes | $1,620 |
| Tax Year | 2025 |
| Original List Price | $649,000 |
| RMLS # | 258104904 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Mary Gilbert • Keller Williams Southern Oregon-Umpqua Valley
Contact: 541-371-5500
Listing updated: Oct 23, 2026 at 12:13am
Source: RMLS #258104904 
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 10/23/2026 10:00. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
Ask Shawn Yu about this home
Shawn Yu, Shawn Realty · 503-515-4499
Shawn Realty