Shawn Realty 503-515-4499
4 bd • 2.5 ba • 1,919 sq ft
3123 S 2ND ST, Ridgefield, WA 98642
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- Bedrooms
- 4
- Total Baths
- 2.5
- Building Area
- 1,919 sq ft
- Price/Sq Ft
- $268/sq ft
- Year Built
- 2008
- Garage
- 2 spaces · Attached
- County
- Clark
- Annual Tax
- $4,563 (2026)
- HOA
- None
- Days on Market
- 21 days
- Open House
- None scheduled
Monthly payment
$3,627 per month
- Principal & interest$3,140
- Property taxes$380
- HOA dues$0
- Home insurance$107
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($51,500) on $515,000; loan $463,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $380/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $107/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
This Ridgefield home has had the work done. And it shows! Beautifully updated and exceptionally well cared for, this 4 bedroom + LOFT, 2.5 bath home combines a fresh, modern interior with the kind of improvements buyers love to find already completed. There’s not a stitch of carpet in the home, with LVP flooring running throughout both levels. The updated kitchen features quartz countertops, plenty of cabinet and storage space, and a clean, modern look. The bathrooms have also been refreshed, including a floating dual sink vanity in the primary bath. Fresh interior paint, new toilets, ceiling fans in three bedrooms, and an electric fireplace add to the comfortable, polished feel. Four bedrooms offer plenty of dedicated space, while the upstairs loft gives you that extra room everyone seems to need. An office, TV room, workout space, playroom, or a little of everything. And the improvements go well beyond cosmetics. The roof, gutters, and central air were all new in 2022, and a new wood deck extends the living space outdoors. A 2 car garage and extra wide driveway provide plenty of room for additional off street parking. Updated, comfortable, and genuinely ready to enjoy. AND Professionally installed Christmas lights. Both Gas & Electric Washer/Dryer hookups. One year home warranty! This is a home where the next owner gets to spend less time tackling projects and more time simply living. *Ask about Lender incentives when using seller's preferred lender.**
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 2.5 |
| Full Baths | 2 |
| Partial Baths | 1 |
| Building Area (sq ft) | 1919 |
| Lot Size (acres) | 0.09 |
| Lot Size (sq ft) | 3920 |
| Year Built | 2008 |
| Garage Spaces | 2 |
| County | Clark |
| Subdivision | Cedar Ridge |
| Elementary School | Union Ridge |
| Middle School | View Ridge |
| High School | Ridgefield |
| Heating | Forced Air |
| Cooling | Central Air |
| Appliances | Dishwasher, Disposal, Free Standing Gas Range, Island, Pantry, Plumbed For Ice Maker, Quartz, Range Hood, Stainless Steel Appliance, Tile |
| Interior Features | Ceiling Fan, Garage Door Opener, High Ceilings, Laundry, Luxury Vinyl Plank, Quartz |
| Exterior Features | Deck, Fenced, Yard |
| Basement | Crawl Space |
| Style | 2 Stories |
| Roof | Composition |
| Fireplaces | 1 |
| View | No |
| Lot Features | Gentle Sloping, Level |
| Parking | Driveway |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $4,563 |
| Tax Year | 2026 |
| Original List Price | $515,000 |
| RMLS # | 281530100 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Ellen Hartzell • Redfin
Listing updated: Nov 5, 2026 at 11:37am
Source: RMLS #281530100
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty