Shawn Realty 503-515-4499
2 bd • 2 ba • 992 sq ft
4230 INDEPENDENCE AVE, Neskowin, OR 97149
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- Bedrooms
- 2
- Total Baths
- 2
- Building Area
- 992 sq ft
- Price/Sq Ft
- $993/sq ft
- Year Built
- 1923
- County
- Tillamook
- Annual Tax
- $7,322 (2025)
- HOA
- None
- Days on Market
- 23 days
- Open House
- None scheduled
Monthly payment
$6,821 per month
- Principal & interest$6,005
- Property taxes$610
- HOA dues$0
- Home insurance$205
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($98,500) on $985,000; loan $886,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $610/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $205/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
A little coastal hideaway with a whole lot of magic! Set on an oversized, tree-filled 6,098 sq. ft. lot (per county records), this charming retreat offers rare privacy in one of the Oregon Coast’s most beloved artsy beach communities. Property lines shown are approximate and for informational purposes only. Just steps from the front door, wander beneath a canopy of shore pines along your property to a bluff overlooking miles of sandy beach and sparkling whitewater surf. Enjoy quiet morning coffee, sunset views, or a few restorative moments watching the waves. Sandy beach access nearby makes shoreline walks part of everyday life. Inside, the thoughtfully updated 992 sq. ft. floor plan offers comfort, charm, and privacy. The spacious kitchen and dining area are perfect for relaxed breakfasts or memorable dinners. A main-level guest bedroom and full bathroom provide comfortable accommodations, while the upstairs primary suite offers a peaceful retreat with a walk-in closet featuring built-in drawers and a convenient stacked washer and dryer. Mature trees create a secluded woodland feel, and a shared storage shed provides space for bikes, beach gear, and outdoor essentials. Though the setting feels worlds away, Neskowin Trading Company market and Hawk Creek Cafe are just down the street. Pacific City and Lincoln City are a short drive away. An added bonus: the property’s short-term rental license is transferable with the sale, offering the next owner an opportunity to enjoy a personal coastal escape while exploring vacation rental potential, subject to applicable requirements. Charming, cozy, and surrounded by natural beauty, this is more than a beach cottage—it’s a place to slow down, breathe deeply, and fall in love with coastal living.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 2 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 992 |
| Lot Size (acres) | 0.14 |
| Lot Size (sq ft) | 6098 |
| Year Built | 1923 |
| Garage Spaces | 0 |
| County | Tillamook |
| Elementary School | Nestucca Valley |
| Middle School | Nestucca Valley |
| High School | Nestucca |
| Heating | Baseboard, Other |
| Cooling | None |
| Appliances | Dishwasher, Free-Standing Range, Free Standing Refrigerator, Microwave |
| Interior Features | Hookup Available, Soaking Tub, Tile Floor, Wallto Wall Carpet, Washer/Dryer |
| Exterior Features | Deck, Porch, Tool Shed |
| Basement | None |
| Style | Cottage |
| Roof | Composition, Shingle |
| Fireplaces | 1 |
| View | Yes |
| Waterfront | Yes |
| Lot Features | Bluff, Ocean Beach One Quarter Mile Or Less, Trees |
| Parking | Driveway |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $7,322 |
| Tax Year | 2025 |
| Original List Price | $985,000 |
| RMLS # | 298475160 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Hannah Katz • Coldwell Banker Professional
Listing updated: Oct 20, 2026 at 4:50pm
Source: RMLS #298475160
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty