Shawn Realty 503-515-44993 bd • 2 ba • 1,654 sq ft
681 W 28TH AVE, Eugene, OR 97405
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- Bedrooms
- 3
- Total Baths
- 2
- Building Area
- 1,654 sq ft
- Price/Sq Ft
- $354/sq ft
- Year Built
- 1940
- County
- Lane
- Annual Tax
- $3,697 (2025)
- HOA
- None
- Days on Market
- 14 days
- Open House
- Fri, Nov 13, 4:00 PM–6:00 PM; Sun, Nov 15, 11:00 AM–1:00 PM
Monthly payment
$3,997 per month
- Principal & interest$3,567
- Property taxes$308
- HOA dues$0
- Home insurance$122
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($58,500) on $585,000; loan $526,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $308/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $122/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Beautifully updated Friendly Street cottage featuring 3 bedrooms, 2 baths, abundant natural light, and flexible living spaces throughout. The remodeled kitchen shines with granite countertops, stainless steel appliances, recessed lighting, soft-close cabinets, and a new dishwasher. Hardwood floors upstairs add warmth and charm, while the family room's wood-burning fireplace creates an inviting gathering space. French doors open to a cozy den, library, or sitting room, and the dining area flows seamlessly onto a large deck overlooking the gardens. A main-level bedroom and full bath provide convenience and flexibility. The lower level functions as a private retreat with two bedrooms, a full bath, laundry room, generous storage, and new carpet in one bedroom. Garden enthusiasts will love the fenced front yard with raised beds and mature plantings, while the backyard offers even more growing space, a Tuff Shed, tool shed, and RV parking. New roof and heat pump since 2023 purchase. A rare opportunity in one of Eugene's most sought-after neighborhoods.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 3 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1654 |
| Lot Size (acres) | 0.15 |
| Lot Size (sq ft) | 6534 |
| Year Built | 1940 |
| Garage Spaces | 0 |
| County | Lane |
| Subdivision | FRIENDLY AREA NEIGHBORS |
| Elementary School | Adams |
| Middle School | Roosevelt |
| High School | South Eugene |
| Heating | Forced Air, Heat Pump |
| Cooling | Heat Pump |
| Appliances | Dishwasher, Free Standing Gas Range, Free Standing Refrigerator, Granite, Range Hood, Stainless Steel Appliance |
| Interior Features | Hardwood Floors, High Speed Internet, Laminate Flooring, Laundry |
| Exterior Features | Covered Patio, Deck, Fenced, Garden, Porch, Raised Beds, RV Parking, Tool Shed, Yard |
| Basement | Daylight, Finished |
| Style | 2 Stories, Cottage |
| Roof | Composition |
| Fireplaces | 1 |
| View | Yes |
| Lot Features | Gentle Sloping, On Busline, Public Road, Trees |
| Parking | Driveway, Off Street |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $3,697 |
| Tax Year | 2025 |
| Original List Price | $585,000 |
| RMLS # | 316520681 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Mary Reilly • Windermere RE Lane County
Contact: 541-912-4140
Listing updated: Nov 9, 2026 at 10:44am
Source: RMLS #316520681 
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty