4 bd • 4 ba • 4,492 sq ft
10550 NE OCHOCO HWY, Prineville, OR 97754
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- Bedrooms
- 4
- Total Baths
- 4
- Building Area
- 4,492 sq ft
- Price/Sq Ft
- $356/sq ft
- Year Built
- 1954
- Garage
- 3 spaces · Attached
- County
- Crook
- Annual Tax
- $7,186 (2025)
- HOA
- None
- Days on Market
- 23 days
- Open House
- None scheduled
Monthly payment
$10,687 per month
- Principal & interest$9,755
- Property taxes$599
- HOA dues$0
- Home insurance$333
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($160,000) on $1,600,000; loan $1,440,000
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $599/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $333/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Experience luxury waterfront living on the shores of Ochoco Reservoir in this fully remodeled retreat featuring 4,492 sqft of upscale living space on 1.07 acres. Offering 5 bedrooms, 4 bathrooms, & luxurious upgrades throughout, this exceptional property combines refined comfort w/ breathtaking water views. Main-level primary suite opens to a massive deck that stretches to the living room, creating the perfect setting for entertaining or relaxing while taking in the incredible waterfront scenery. Enjoy your own private dock! Upstairs, a huge bonus room w/ a wet bar, offers endless possibilities for entertaining and hosting guests. Additional features include and oversized 3 car garage, RV parking w/ 30 amp power & water, new septic system, & 2 washers and dryers. Previously rented, the property reportedly generated approx. $150,000 in annual income. See attached doc for more feature details.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 4 |
| Full Baths | 4 |
| Partial Baths | 0 |
| Building Area (sq ft) | 4492 |
| Lot Size (acres) | 1.07 |
| Lot Size (sq ft) | 46609 |
| Year Built | 1954 |
| Garage Spaces | 3 |
| County | Crook |
| Elementary School | Barnes Butte |
| Middle School | Crook County |
| High School | Crook County |
| Heating | Ductless, Forced Air |
| Cooling | Central Air, Mini Split |
| Appliances | Cooktop, Dishwasher, Free Standing Refrigerator, Granite, Island, Pantry, Stainless Steel Appliance, Water Purifier |
| Interior Features | Ceiling Fan, Garage Door Opener, Granite, Hardwood Floors, Heated Tile Floor, High Ceilings, Laundry, Separate Living Quarters Apartment Aux Living Unit, Skylight, Tile Floor, Vaulted Ceiling, Wallto Wall Carpet, Washer/Dryer, Water Purifier, Water Softener |
| Exterior Features | Covered Deck, Deck, Dock, Fire Pit, RV Parking, Yard |
| Basement | None |
| Style | Craftsman |
| Roof | Composition |
| View | Yes |
| Waterfront | Yes |
| Lot Features | Gentle Sloping, Trees |
| Parking | Driveway, RV Access Parking |
| Sewer | Septic Tank |
| Water | Well |
| Annual Taxes | $7,186 |
| Tax Year | 2025 |
| Original List Price | $1,600,000 |
| RMLS # | 335174307 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Traci Utterback • Coldwell Banker Sun Country
Listing updated: Oct 29, 2026 at 8:27am
Source: RMLS #335174307 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

