2 bd • 2.5 ba • 2,683 sq ft
109 STEWART SPUR 1, Kelso, WA 98626
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- Bedrooms
- 2
- Total Baths
- 2.5
- Building Area
- 2,683 sq ft
- Price/Sq Ft
- $255/sq ft
- Year Built
- 2021
- Garage
- 3 spaces · Attached, Extra Deep, Oversized
- County
- Cowlitz
- Annual Tax
- $7,376 (2026)
- HOA
- None
- Days on Market
- 7 days
- Open House
- None scheduled
Monthly payment
$4,933 per month
- Principal & interest$4,176
- Property taxes$615
- HOA dues$0
- Home insurance$143
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($68,490) on $684,900; loan $616,410
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $615/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $143/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Modern farmhouse living on 2.83 private acres with sweeping territorial views! Built in 2021, this 2,683 sq ft, 2 bed, 2.5 bath home pairs bold black siding and warm cedar accents with a durable metal roof, a cedar-ceiling covered porch, and room to roam on level lawn with space for gardens, toys, and RV parking. Inside, a dramatic 19.5' great room ceiling and walls of windows flood the open floor plan with natural light, with 9' ceilings throughout, hardwood floors, and a cozy wood stove. The kitchen is made for gathering: a 12' quartz island, butcher block counters, two-tone cabinetry, stainless appliances, gas range, and a walk-in pantry with open shelving. Upstairs, a cable-rail loft overlooks the great room and frames the hillside views, ideal for an office, reading nook, or game space. The primary suite is a true retreat with a walk-in closet and spa-style bath featuring a freestanding soaking tub, dual sinks, and a hex-tile walk-in shower with dual heads. Both bedrooms enjoy picture-window views. Step out to the 8'x24' covered Trex balcony to relax and take in the view. The oversized 876 sq ft attached garage includes a shop area and 18' workbench, plus several detached outbuildings for extra storage, a concrete apron, and a long gravel drive with plenty of parking. Heat pump with A/C, private well, septic approved for 4 bedrooms, and no HOA. Kelso School District. Peaceful country setting with an easy drive to Kelso/Longview shopping, dining, and I-5. Don’t miss it!
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 2 |
| Total Baths | 2.5 |
| Full Baths | 2 |
| Partial Baths | 1 |
| Building Area (sq ft) | 2683 |
| Lot Size (acres) | 2.83 |
| Lot Size (sq ft) | 123274 |
| Year Built | 2021 |
| Garage Spaces | 3 |
| County | Cowlitz |
| Elementary School | Lexington |
| Middle School | Huntington |
| High School | Kelso |
| Heating | Forced Air, Heat Pump, Wood Stove |
| Cooling | Heat Pump |
| Appliances | Dishwasher, Disposal, Free Standing Gas Range, Free Standing Refrigerator, Island, Pantry, Quartz, Range Hood |
| Interior Features | Hardwood Floors, High Ceilings, High Speed Internet, Laundry, Luxury Vinyl Plank, Quartz, Soaking Tub, Tile Floor, Vaulted Ceiling, Wallto Wall Carpet |
| Exterior Features | Covered Deck, Covered Patio, Outbuilding, Porch, RV Parking, Tool Shed, Yard |
| Basement | None |
| Style | 2 Stories, Modern |
| Roof | Metal |
| Fireplaces | 1 |
| View | Yes |
| Lot Features | Brush, Gentle Sloping, Level, Private Road, Trees |
| Parking | Driveway, Parking Pad |
| Sewer | Standard Septic |
| Water | Private, Well |
| Annual Taxes | $7,376 |
| Tax Year | 2026 |
| Original List Price | $684,900 |
| RMLS # | 464338607 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Mary Whittaker • Realty ONE Group Pacifica
Listing updated: Nov 4, 2026 at 5:06pm
Source: RMLS #464338607 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

