Shawn Realty 503-515-4499
2 bd • 1 ba • 864 sq ft
10518 NW ROY RD, Banks, OR 97106
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- Bedrooms
- 2
- Total Baths
- 1
- Building Area
- 864 sq ft
- Price/Sq Ft
- $463/sq ft
- Year Built
- 1921
- Garage
- Attached, Carport
- County
- Washington
- Annual Tax
- $1,304 (2025)
- HOA
- None
- Days on Market
- 13 days
- Open House
- None scheduled
Monthly payment
$2,630 per month
- Principal & interest$2,438
- Property taxes$109
- HOA dues$0
- Home insurance$83
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($39,990) on $399,900; loan $359,910
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $109/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $83/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Nestled in the peaceful countryside in Banks, this charming 2-bedroom, 1-bath home offers comfortable living with room to make it your own. Inside, you'll find a functional layout, cozy living spaces, and a large utility room that provides excellent storage, workspace, or hobby potential. A brand-new septic tank offers added peace of mind and a valuable recent improvement for future homeowners. Whether you're looking for your first home, a downsizing opportunity, or a quiet rural retreat, this property delivers country living with practical updates and endless possibilities.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 2 |
| Total Baths | 1 |
| Full Baths | 1 |
| Partial Baths | 0 |
| Building Area (sq ft) | 864 |
| Lot Size (acres) | 0.17 |
| Lot Size (sq ft) | 7405 |
| Year Built | 1921 |
| Garage Spaces | 0 |
| County | Washington |
| Subdivision | Roy / Verboort |
| Elementary School | Banks |
| Middle School | Banks |
| High School | Banks |
| Heating | Baseboard, Zoned |
| Cooling | None |
| Appliances | Disposal, Free-Standing Range, Free Standing Refrigerator |
| Interior Features | Vinyl Floor, Wallto Wall Carpet |
| Exterior Features | Covered Patio, Tool Shed |
| Basement | Crawl Space |
| Style | 1 Story, Bungalow |
| Roof | Composition |
| View | No |
| Lot Features | Level |
| Parking | Carport, Driveway |
| Sewer | Septic Tank |
| Water | Well |
| Annual Taxes | $1,304 |
| Tax Year | 2025 |
| Original List Price | $399,900 |
| RMLS # | 479845043 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Kyung Kim • RE/MAX Equity Group
Listing updated: Nov 1, 2026 at 11:30am
Source: RMLS #479845043
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty