Shawn Realty 503-515-4499
4 bd • 3 ba • 2,086 sq ft
401 MONROE ST, Umatilla, OR 97882
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- Bedrooms
- 4
- Total Baths
- 3
- Building Area
- 2,086 sq ft
- Price/Sq Ft
- $187/sq ft
- Year Built
- 1976
- Garage
- 2 spaces · Attached
- County
- Umatilla
- Annual Tax
- $3,591 (2026)
- HOA
- None
- Days on Market
- 14 days
- Open House
- None scheduled
Monthly payment
$2,758 per month
- Principal & interest$2,378
- Property taxes$299
- HOA dues$0
- Home insurance$81
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($39,000) on $390,000; loan $351,000
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $299/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $81/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Welcome to 401 Monroe St in Umatilla! This spacious split-level home offers 4 bedrooms, 3 full bathrooms, and 2,086 square feet of living space on a nicely landscaped 0.24-acre lot. Step inside to a bright and inviting upstairs living room featuring an impressive brick fireplace, expansive windows that fill the space with natural light, and new luxury vinyl plank flooring throughout the main living areas. The spacious kitchen offers hard surface countertops, abundant cabinet and counter space, a convenient peninsula, and an adjoining dining area. Additional interior improvements include new carpet in the bedrooms and updated bathroom vanities, including a double-sink vanity in the attached primary bedroom bathroom. The lower level features a second living room/bonus room, providing additional space for entertaining, relaxing, a game room, or a home office. With two separate living areas, this versatile floor plan offers plenty of room to spread out and enjoy comfortable everyday living. Step outside onto the elevated second-level deck overlooking the generous, fully fenced backyard, complete with established landscaping, and plenty of room for entertaining, gardening, or outdoor activities. The property also offers potential for RV parking. Major improvements include a brand-new roof in 2026, along with HVAC and water heater replacements in 2015. An attached two-car garage adds everyday convenience. With over 2,000 square feet, thoughtful updates, two separate living areas, and inviting indoor and outdoor spaces, this home offers a wonderful combination of comfort and functionality. Schedule your private showing today!
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 3 |
| Full Baths | 3 |
| Partial Baths | 0 |
| Building Area (sq ft) | 2086 |
| Lot Size (acres) | 0.24 |
| Lot Size (sq ft) | 10454 |
| Year Built | 1976 |
| Garage Spaces | 2 |
| County | Umatilla |
| Elementary School | McNary Heights |
| Middle School | Clara Brownell |
| High School | Umatilla |
| Heating | Forced Air |
| Cooling | Central Air |
| Appliances | Dishwasher, Free-Standing Range, Solid Surface Countertop |
| Interior Features | Garage Door Opener, High Ceilings, High Speed Internet, Luxury Vinyl Plank, Wallto Wall Carpet |
| Exterior Features | Deck, Fenced, Outbuilding, RV Parking, Sprinkler, Yard |
| Basement | Daylight, Finished, Full Basement |
| Style | 2 Stories, Split |
| Roof | Composition |
| Fireplaces | 1 |
| View | No |
| Lot Features | Gentle Sloping |
| Parking | Driveway, On Street |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $3,591 |
| Tax Year | 2026 |
| Original List Price | $390,000 |
| RMLS # | 499469221 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Shawn Turner • Christianson Realty Group
Listing updated: Nov 3, 2026 at 7:58pm
Source: RMLS #499469221
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty