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For sale · ACT – Active

4 bd • 2 ba • 1,998 sq ft

20984 S FERGUSON RD, Oregon City, OR 97045

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Bedrooms
4
Total Baths
2
Building Area
1,998 sq ft
Price/Sq Ft
$317/sq ft
Year Built
1971
Garage
1 space · Attached
County
Clackamas
Annual Tax
$4,180 (2025)
HOA
None
Days on Market
6 days
Open House
None scheduled

Monthly payment

$4,346 per month

  • Principal & interest$3,865
  • Property taxes$348
  • HOA dues$0
  • Home insurance$132
  • Utilities
Down payment10% ($63,400)
Home price$634,000
Loan details30-yr fixed, 7.18%

10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)

Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.

Description

Rustic charm, modern comforts, and room to breathe! Tucked away on a peaceful, nearly half-acre lot in Oregon City, this beautifully updated single-level home offers the country feel you've been looking for without giving up the convenience of being close to town. With 4 bedrooms, 2 bathrooms, and nearly 2,000 square feet, there's plenty of room to spread out and enjoy.At the heart of the home is a massive kitchen with an oversized island that's made for gathering! Generous counter space, abundant cabinetry, and an open-concept layout connect the kitchen to a spacious living area filled with natural light. Rustic wood ceilings, exposed beams, shiplap accents, and warm finishes give the home a character all its own. The bathrooms carry that same style with custom wood vanities and beautiful tilework.Outside, the flat .46-acre lot offers room for gardening, outdoor activities, and all kinds of possibilities. Enjoy evenings on the covered back deck overlooking the yard, with mature trees adding to the peaceful setting. An attached garage, additional covered parking structure, and generous gravel driveway offer plenty of space for vehicles, recreational toys, equipment, and hobbies.The big-ticket updates are already taken care of, including a brand-new roof in 2026, HVAC system approximately 6 years old, new plumbing throughout, and a tankless water heater.It's the best of both worlds: a little elbow room, a whole lot of rustic personality, and the convenience of Oregon City just minutes away. Come see what makes this property so special!

Facts & Features

Property TypeResidential
Sub-TypeSingle Family Residence
Bedrooms4
Total Baths2
Full Baths2
Partial Baths0
Building Area (sq ft)1998
Lot Size (acres)0.46
Lot Size (sq ft)20037
Year Built1971
Garage Spaces1
CountyClackamas
Elementary SchoolBeavercreek
Middle SchoolTumwata
High SchoolOregon City
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Down Draft, Free-Standing Range, Free Standing Refrigerator, Island, Plumbed For Ice Maker
Interior FeaturesLaminate Flooring, Laundry, Wainscoting
Exterior FeaturesCovered Deck, Deck, Fenced, Fire Pit, RV Parking, RV Boat Storage, Yard
BasementCrawl Space
Style1 Story
RoofComposition
ViewYes
Lot FeaturesLevel
ParkingDriveway
SewerSeptic Tank
WaterPublic Water
Annual Taxes$4,180
Tax Year2025
Original List Price$634,000
RMLS #502567192

Map data © OpenStreetMap contributors (not RMLS data).

Listed by Stephanie Peck • eXp Realty, LLC

Contact: 503-832-0180

Listing updated: Nov 9, 2026 at 12:12am

Source: RMLS #502567192

The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.

All information provided is deemed reliable but is not guaranteed and should be independently verified.

This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.

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