3 bd • 2.5 ba • 2,420 sq ft
1220 2ND ST, Columbia City, OR 97018
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- Bedrooms
- 3
- Total Baths
- 2.5
- Building Area
- 2,420 sq ft
- Price/Sq Ft
- $618/sq ft
- Year Built
- 1992
- Garage
- 2 spaces · Attached, Oversized
- County
- Columbia
- Annual Tax
- $9,498 (2025)
- HOA
- $240 / annually
- Days on Market
- 15 days
- Open House
- None scheduled
Monthly payment
$10,238 per month
- Principal & interest$9,115
- Property taxes$792
- HOA dues$20
- Home insurance$311
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($149,500) on $1,495,000; loan $1,345,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $792/mo (RMLS annual tax ÷ 12)
- HOA dues: $20/mo (RMLS association fee, converted to monthly)
- Home insurance: $311/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Columbia City Riverfront home plus a buildable waterfront lot, offered together for the first time. Built in 1992 by the family who designed River Club Estates, the home has been cared for by one family for 32 years. Watch ocean-going ships pass right out front, and in December the Christmas Ships light up the water. Bald eagles from neighboring Dalton Lake Nature Preserve dive for fish off the shoreline, and salmon fishing is at your doorstep.The 2,440 sq ft open-beam home has river views from almost every room, including the great room and the formal dining room with its built-in buffet. Two kitchens make entertaining easy, and the primary suite has a see-through fireplace and private deck access. The main floor also has a bedroom, a bonus room with river views, and laundry, and a loft with a Murphy bed sleeps guests. With 3 bedrooms and 2.5 baths, a new 50-year roof, new flooring, and fresh paint, the home is move-in ready. A fire pit on the deck makes evenings under the stars easy.Lot 9 comes with the home. It is one of the last buildable waterfront lots in Columbia City, level and surveyed. Add a guest house or second home, or keep it as private riverfront grounds and control what’s built next to you. Private beach access is steps away, with a boat launch nearby. Two parcels and one rare stretch of river, with room for the next 32 years of memories.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 3 |
| Total Baths | 2.5 |
| Full Baths | 2 |
| Partial Baths | 1 |
| Building Area (sq ft) | 2420 |
| Year Built | 1992 |
| Garage Spaces | 2 |
| County | Columbia |
| Elementary School | Columbia City |
| Middle School | St Helens |
| High School | St Helens |
| Heating | Forced Air |
| Cooling | Central Air |
| Appliances | Builtin Oven, Dishwasher, Disposal, Free-Standing Range, Free Standing Refrigerator, Gas Appliances, Granite, Induction Cooktop, Island, Microwave, Pantry, Range Hood, Trash Compactor, Wine Cooler |
| Interior Features | Ceiling Fan, Garage Door Opener, High Ceilings, Laundry, Luxury Vinyl Plank, Murphy Bed, Skylight, Sound System, Tile Floor, Vaulted Ceiling, Wallto Wall Carpet, Washer/Dryer |
| Exterior Features | Deck, Fire Pit, Gas Hookup, Outdoor Fireplace, Porch, Security Lights, Yard |
| Basement | Crawl Space |
| Style | Contemporary, Craftsman |
| Roof | Composition, Shingle |
| Fireplaces | 1 |
| View | Yes |
| Waterfront | Yes |
| Lot Features | Corner Lot, Level, Private, Seasonal |
| Parking | Driveway, Off Street |
| Sewer | Public Sewer |
| Water | Public Water |
| Association Fee | $240 |
| Association Fee Frequency | Annually |
| Annual Taxes | $9,498 |
| Tax Year | 2025 |
| Original List Price | $1,290,000 |
| RMLS # | 544801248 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Michelle Langdon • Soldera Properties, Inc
Listing updated: Nov 3, 2026 at 1:50pm
Source: RMLS #544801248 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

