4 bd • 2.5 ba • 1,988 sq ft
12689 NW MAPLECREST WAY, Banks, OR 97106
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- Bedrooms
- 4
- Total Baths
- 2.5
- Building Area
- 1,988 sq ft
- Price/Sq Ft
- $244/sq ft
- Year Built
- 2001
- Garage
- 2 spaces · Attached
- County
- Washington
- Annual Tax
- $6,071 (2025)
- HOA
- $265 / annually
- Days on Market
- 19 days
- Open House
- None scheduled
Monthly payment
$3,586 per month
- Principal & interest$2,957
- Property taxes$506
- HOA dues$22
- Home insurance$101
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($48,500) on $485,000; loan $436,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $506/mo (RMLS annual tax ÷ 12)
- HOA dues: $22/mo (RMLS association fee, converted to monthly)
- Home insurance: $101/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Enjoy the charm of small-town living without sacrificing convenience! Built in 2001, this spacious 4-bedroom, 2.5-bath home offers 1,988 square feet of comfortable living space in a welcoming rural community. Recent updates include a new roof in 2023, updated vinyl flooring, and beautiful marble countertops in the kitchen, adding both style and functionality. Located near a neighborhood park and within walking distance of elementary, middle, and high schools, this home offers an ideal blend of convenience and peaceful surroundings. Outdoor enthusiasts will love being just 5 minutes from the Banks-Vernonia State Trail, featuring over 20 miles of paved trails perfect for biking, walking, and exploring the Pacific Northwest. Enjoy convenient access to major employers with Intel less than 15 miles away, Nike less than 20 miles away, and downtown Portland approximately 25 miles away. Spend your weekends exploring the Oregon Coast just an hour away or head to the mountains in approximately two hours. Experience the slower pace, open spaces, and close-knit charm of a small rural town while remaining connected to shopping, dining, and everyday amenities. The perfect blend of rural tranquility, modern updates, and accessibility awaits!
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 2.5 |
| Full Baths | 2 |
| Partial Baths | 1 |
| Building Area (sq ft) | 1988 |
| Lot Size (acres) | 0.12 |
| Lot Size (sq ft) | 5227 |
| Year Built | 2001 |
| Garage Spaces | 2 |
| County | Washington |
| Elementary School | Banks |
| Middle School | Banks |
| High School | Banks |
| Heating | Forced Air |
| Cooling | Central Air |
| Appliances | Dishwasher, Disposal, Gas Appliances, Island, Marble, Microwave, Pantry |
| Interior Features | Garage Door Opener, Washer/Dryer |
| Exterior Features | Fenced, Tool Shed, Yard |
| Basement | Crawl Space |
| Style | 2 Stories, NW Contemporary |
| Roof | Shingle |
| Fireplaces | 1 |
| View | No |
| Lot Features | Level, Public Road, Trees |
| Parking | Driveway, On Street |
| Sewer | Public Sewer |
| Water | Public Water |
| Association Fee | $265 |
| Association Fee Frequency | Annually |
| Annual Taxes | $6,071 |
| Tax Year | 2025 |
| Original List Price | $485,000 |
| RMLS # | 558826245 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Claire Cannetti • Keller Williams PDX Central
Listing updated: Oct 23, 2026 at 6:02pm
Source: RMLS #558826245 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

