3 bd • 2 ba • 1,375 sq ft
400 E 5TH ST, Joseph, OR 97846
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- Bedrooms
- 3
- Total Baths
- 2
- Building Area
- 1,375 sq ft
- Price/Sq Ft
- $258/sq ft
- Garage
- 1 space · Detached
- County
- Wallowa
- Annual Tax
- $1,429 (2025)
- HOA
- None
- Days on Market
- 20 days
- Open House
- None scheduled
Monthly payment
$2,388 per month
- Principal & interest$2,195
- Property taxes$119
- HOA dues$0
- Home insurance$74
- Utilities$0
10% down · 30-year fixed · 7.32% rate · 7.422% APR (est.)
Rate: Freddie Mac weekly average, as of 10/22/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.32% (7.422% APR, estimated). Rate: Freddie Mac weekly average, as of 10/22/2026.
- Down payment: 10% ($35,500) on $355,000; loan $319,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $119/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $74/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Nestled in the heart of Joseph, this charming home offers the perfect blend of small-town tranquility and rental income for possible investors. This home features three bedrooms, two bathrooms, fireplace with an insert that heats wonderfully, with energy efficient electric heaters in bedrooms, living room, and kitchen area which were installed two years ago. Home is on city water and sewer. The town of Joseph is known for their local artisan shops, cozy cafes and art galleries. Just minutes away from the beautiful Wallowa Lake; enjoy endless outdoor adventures with views of the Wallowa Mountains from your yard. This property is two and 1/2 city lots with a fenced in yard. This home is a great rental or a perfect spot to put down some roots for some Eastern Oregon living.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 3 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1375 |
| Lot Size (acres) | 0.34 |
| Lot Size (sq ft) | 14810 |
| Year Built | 0 |
| Garage Spaces | 1 |
| County | Wallowa |
| Elementary School | Joseph |
| Middle School | Joseph |
| High School | Joseph |
| Heating | Wall Heater |
| Appliances | Dishwasher, Free-Standing Range, Free Standing Refrigerator |
| Exterior Features | Deck, Fenced |
| Style | 1 Story |
| Roof | Metal |
| Fireplaces | 1 |
| View | Yes |
| Lot Features | Level |
| Parking | On Street |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $1,429 |
| Tax Year | 2025 |
| Original List Price | $355,000 |
| RMLS # | 583625877 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Megan Paxson • Wallowa Mountain Properties
Listing updated: Oct 27, 2026 at 8:26am
Source: RMLS #583625877 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 10/29/2026 16:17. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
Ask Shawn Yu about this home
Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

