Shawn Realty 503-515-4499
4 bd • 3 ba • 2,420 sq ft
4135 NE 20TH ST, Otis, OR 97368
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- Bedrooms
- 4
- Total Baths
- 3
- Building Area
- 2,420 sq ft
- Price/Sq Ft
- $269/sq ft
- Year Built
- 1995
- Garage
- 2 spaces · Attached
- County
- Lincoln
- Annual Tax
- $5,172 (2025)
- HOA
- $400 / annually
- Days on Market
- 21 days
- Open House
- None scheduled
Monthly payment
$4,563 per month
- Principal & interest$3,963
- Property taxes$431
- HOA dues$33
- Home insurance$135
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($65,000) on $650,000; loan $585,000
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $431/mo (RMLS annual tax ÷ 12)
- HOA dues: $33/mo (RMLS association fee, converted to monthly)
- Home insurance: $135/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
This custom-built home in the Leisure Bay neighborhood boasts breathtaking lake views! The living room showcases walls of windows, soaring ceilings, a cozy gas fireplace, a handy dry bar and a wraparound deck. On the main level, you'll find the primary bedroom suite with its own private deck, plus a second ensuite bedroom. The upper loft bonus room is perfect for an office or hobby space. The lower level offers two bedrooms, a bathroom, laundry area, and a family room with a wet bar. A sliding door leads to the beautifully landscaped, fenced side yard, complete with a pergola-covered patio, outdoor fireplace, and built-in BBQ. Oversized double garage includes extra storage room. Deeded lake access with a dock means endless fun for family and friends.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 3 |
| Full Baths | 3 |
| Partial Baths | 0 |
| Building Area (sq ft) | 2420 |
| Lot Size (acres) | 0.19 |
| Lot Size (sq ft) | 8276 |
| Year Built | 1995 |
| Garage Spaces | 2 |
| County | Lincoln |
| Elementary School | Sam Case |
| Middle School | Taft |
| High School | Taft |
| Heating | Forced Air, Forced Air 90 |
| Appliances | Builtin Range, Builtin Refrigerator, Cook Island, Dishwasher, Disposal, Down Draft, Island |
| Interior Features | Ceiling Fan, Garage Door Opener, High Ceilings, High Speed Internet, Jetted Tub, Laundry, Skylight, Tile Floor, Vaulted Ceiling, Washer/Dryer |
| Exterior Features | Builtin Barbecue, Deck, Fenced, Gazebo, Outdoor Fireplace, Patio, Yard |
| Basement | Daylight, Exterior Entry, Finished |
| Style | Traditional |
| Roof | Composition |
| Fireplaces | 1 |
| View | Yes |
| Lot Features | Level |
| Parking | Driveway |
| Sewer | Septic Tank |
| Water | Public Water |
| Association Fee | $400 |
| Association Fee Frequency | Annually |
| Annual Taxes | $5,172 |
| Tax Year | 2025 |
| Original List Price | $675,000 |
| RMLS # | 660479866 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Amy Plechaty • Emerald Coast Realty-Seal Rock
Listing updated: Oct 27, 2026 at 4:36pm
Source: RMLS #660479866
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty