Shawn Realty 503-515-4499
4 bd • 4 ba • 4,544 sq ft
12839 N BANK RD, Roseburg, OR 97470
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- Bedrooms
- 4
- Total Baths
- 4
- Building Area
- 4,544 sq ft
- Price/Sq Ft
- $220/sq ft
- Year Built
- 1990
- Garage
- 2 spaces · Attached, Extra Deep, Oversized
- County
- Douglas
- Annual Tax
- $8,941 (2025)
- HOA
- None
- Days on Market
- 123 days
- Open House
- None scheduled
Monthly payment
$7,129 per month
- Principal & interest$6,176
- Property taxes$745
- HOA dues$0
- Home insurance$208
- Utilities$0
10% down · 30-year fixed · 7.32% rate · 7.422% APR (est.)
Rate: Freddie Mac weekly average, as of 10/22/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.32% (7.422% APR, estimated). Rate: Freddie Mac weekly average, as of 10/22/2026.
- Down payment: 10% ($99,900) on $999,000; loan $899,100
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $745/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $208/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Perched above the world-famous North Umpqua River, this extraordinary riverfront estate offers an unmatched combination of privacy, breathtaking views, and private river access. Situated on 4.5 acres with an additional included lot, this remarkable property features 4,544 square feet of beautifully designed living space with four oversized bedrooms, 3.5 bathrooms, and room for everyone.Step inside to soaring 30-foot vaulted, wood-beamed ceilings and an incredible wall of windows framing panoramic river views that captures your attention. Expansive composite decks on both the main and upper levels, including a gazebo, create the perfect setting for entertaining, relaxing, or simply enjoying the peaceful surroundings.Designed with generous proportions throughout, you’ll appreciate the massive living spaces, oversized bedrooms, spacious bathrooms, laundry room with utility sink and storage, a beautifully appointed kitchen featuring with island with eating bar, granite countertops, pantry, tile flooring, vaulted wood-beamed ceilings, and extensive cabinetry.The private primary suite is a true retreat with a sliding barn door, vaulted wood-beamed ceilings, an oversized walk-in closet, a luxurious ensuite featuring granite countertops, double sinks, and a jetted soaking tub.The lower level is ideal for multi-generational living, guests, or entertaining with an expansive theater room complete with a kitchenette. Outside, a staircase leads to your own private access to the renowned North Umpqua River, famous for its world-class fishing & incredible natural beauty.Additional features include an oversized, extra-deep attached two-car garage & an impressive large barn with concrete floors, hay storage, & a loft offering endless possibilities for hobbies, equipment, animals, or recreational storage.Properties offering this combination of acreage, privacy, spectacular river views, private river access, & exceptional living space are truly a rare opportunity.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 4 |
| Total Baths | 4 |
| Full Baths | 3 |
| Partial Baths | 1 |
| Building Area (sq ft) | 4544 |
| Lot Size (acres) | 4.5 |
| Lot Size (sq ft) | 196020 |
| Year Built | 1990 |
| Garage Spaces | 2 |
| County | Douglas |
| Elementary School | Glide |
| Middle School | Glide |
| High School | Glide |
| Heating | Radiant |
| Cooling | Central Air |
| Appliances | Builtin Oven, Cooktop, Dishwasher, Disposal, Free Standing Refrigerator, Granite, Island, Microwave, Pantry, Tile |
| Interior Features | Ceiling Fan, Garage Door Opener, Granite, High Ceilings, Laundry, Marble, Skylight, Tile Floor, Vaulted Ceiling |
| Exterior Features | Barn, Deck, Fire Pit, Garden, Gazebo, Porch, Poultry Coop, Raised Beds, RV Hookup, RV Parking, RV Boat Storage, Yard |
| Basement | Crawl Space, Finished |
| Style | Custom Style, Tri Level |
| Roof | Metal |
| Fireplaces | 1 |
| View | Yes |
| Waterfront | Yes |
| Lot Features | Gentle Sloping, Level, Pasture, Private, Sloped, Trees |
| Parking | Driveway, RV Access Parking |
| Sewer | Septic Tank |
| Water | Other |
| Annual Taxes | $8,941 |
| Tax Year | 2025 |
| Original List Price | $1,199,000 |
| RMLS # | 665603727 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Jennifer Kramer • RE/MAX Integrity
Listing updated: Oct 1, 2026 at 8:54am
Source: RMLS #665603727
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 10/27/2026 05:31. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
Ask Shawn Yu about this home
Shawn Yu, Shawn Realty · 503-515-4499
Shawn Realty