2 bd • 2 ba • 1,725 sq ft
10030 4TH ST, Bay City, OR 97107
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- Bedrooms
- 2
- Total Baths
- 2
- Building Area
- 1,725 sq ft
- Price/Sq Ft
- $304/sq ft
- Year Built
- 2020
- Garage
- 2 spaces · Attached
- County
- Tillamook
- Annual Tax
- $3,264 (2025)
- HOA
- None
- Days on Market
- 19 days
- Open House
- None scheduled
Monthly payment
$3,582 per month
- Principal & interest$3,201
- Property taxes$272
- HOA dues$0
- Home insurance$109
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($52,500) on $525,000; loan $472,500
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $272/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $109/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Welcome to this beautifully designed 2 bedroom, 2 bath home in Bay City, thoughtfully built with ADA accessibility in mind! Built in 2020, this 1,725 sq. ft. home offers the perfect blend of modern comfort, functionality, and easy coastal living! Featuring zero step entry, extra wide hallways, and a spacious primary bedroom and bathroom with a tiled roll in shower, this home was designed for accessibility without sacrificing style. The expansive open concept living area features vaulted ceilings, abundant natural light, and plenty of room for entertaining. The kitchen is a standout, featuring warm wood cabinetry, granite countertops, stainless steel appliances, a large island with a built-in propane range, a stunning custom range hood, and a generous pantry offering plenty of storage. An oversized laundry room adds even more convenience and functionality. The exterior features durable Hardi Plank siding, a metal roof, an oversized attached garage, ample concrete parking, and a covered front patio area. Surrounded by coastal greenery and conveniently located near Tillamook Bay, with easy access to fishing, crabbing, kayaking, and all the recreation the Oregon Coast has to offer. Whether you're looking for accessible living, a place to age in place, or simply a spacious, low maintenance coastal retreat, this thoughtfully designed home has so much to offer! Homes combining newer construction, accessibility, generous storage, and coastal charm don't come along every day!
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 2 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1725 |
| Lot Size (acres) | 0.23 |
| Lot Size (sq ft) | 10018 |
| Year Built | 2020 |
| Garage Spaces | 2 |
| County | Tillamook |
| Elementary School | Garibaldi |
| Middle School | Neah-Kah-Nie |
| High School | Neah-Kah-Nie |
| Heating | Forced Air, Hydronic Floor |
| Appliances | Builtin Range, Cook Island, Dishwasher, Disposal, Free Standing Refrigerator, Gas Appliances, Granite, Pantry, Stainless Steel Appliance |
| Interior Features | Heated Tile Floor, Laminate Flooring, Laundry, Tile Floor, Vaulted Ceiling, Wallto Wall Carpet, Washer/Dryer |
| Exterior Features | Covered Patio, Yard |
| Basement | Crawl Space |
| Style | 1 Story, Ranch |
| Roof | Metal |
| View | Yes |
| Lot Features | Gentle Sloping, Level |
| Parking | Driveway |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $3,264 |
| Tax Year | 2025 |
| Original List Price | $525,000 |
| RMLS # | 680563328 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Jennifer Strohmaier • Rob Trost Real Estate LLC
Listing updated: Oct 23, 2026 at 9:41pm
Source: RMLS #680563328 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.

