3 bd • 2 ba • 1,464 sq ft
787 N TERRY ST, Eugene, OR 97402
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- Bedrooms
- 3
- Total Baths
- 2
- Building Area
- 1,464 sq ft
- Price/Sq Ft
- $273/sq ft
- Year Built
- 1978
- Garage
- Carport
- County
- Lane
- Annual Tax
- $3,496 (2025)
- HOA
- None
- Days on Market
- 12 days
- Open House
- None scheduled
Monthly payment
$2,813 per month
- Principal & interest$2,438
- Property taxes$291
- HOA dues$0
- Home insurance$83
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($39,990) on $399,900; loan $359,910
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $291/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $83/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Open house Sunday 11/1 from 1:30-3:00pm. Tucked away on a gated, private 0.35 acre lot in West Eugene, this single level 3 bedroom, 2 bath home offers 1,464 sq ft and the kind of space that is getting harder to find inside the city. This is not a drive-by; the home sits well back from the street, and the real story is the property itself. Out back you will find a large garden with raised beds and irrigation, a mature orchard with fruit trees, and two small outbuildings ready for storage, a workshop, or hobby space, all surrounded by fencing and established landscaping. A long gravel drive, carport, and RV parking add room for vehicles, trailers, and toys. The lot appears large enough to potentially be divided or to accommodate additional structures, making this a compelling opportunity for buyers looking to build equity, add an ADU, or simply enjoy room to spread out; buyer to perform all due diligence. Inside, the kitchen features quartz counters, abundant wood cabinetry, a free-standing range, refrigerator, dishwasher, and range hood, opening to a bright dining area with views of the yard. The family room is anchored by a wood burning fireplace with sliding doors to the backyard, and the third bedroom is a flexible space with French doors, an exterior entry, a sink, and extra storage, ideal for a studio, office, or guest quarters. The primary and second bedrooms are both well sized, and one bath includes a soaking tub. Additional features include a heat pump for efficient heating and cooling, double pane vinyl windows, an indoor laundry with washer and dryer, a composition roof, and public water and sewer. Convenient to Barger Dr shopping, parks, schools, and quick access to Beltline and Highway 99. Sold as-is. Bring your vision and your green thumb and make this one your own.
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 3 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1464 |
| Lot Size (acres) | 0.35 |
| Lot Size (sq ft) | 15246 |
| Year Built | 1978 |
| Garage Spaces | 0 |
| County | Lane |
| Elementary School | Prairie Mtn |
| Middle School | Prairie Mtn |
| High School | Willamette |
| Heating | Forced Air |
| Cooling | Heat Pump |
| Appliances | Dishwasher, Disposal, Free-Standing Range, Free Standing Refrigerator, Range Hood |
| Interior Features | Laminate Flooring, Laundry, Quartz, Soaking Tub, Vinyl Floor, Wallto Wall Carpet, Washer/Dryer |
| Exterior Features | Fenced, Garden, Outbuilding, Tool Shed, Workshop, Yard |
| Basement | Crawl Space |
| Style | 1 Story |
| Roof | Composition |
| Fireplaces | 1 |
| View | No |
| Lot Features | Gated, Level, Private |
| Parking | Carport, Driveway |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $3,496 |
| Tax Year | 2025 |
| Original List Price | $399,900 |
| RMLS # | 682779175 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Tim Duncan • Tim Duncan Real Estate
Contact: tim@timduncanre.com
Listing updated: Nov 9, 2026 at 12:12am
Source: RMLS #682779175 ![]()
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
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