Shawn Realty 503-515-4499
3,540 sq ft
5 W MILL ST, Ridgefield, WA 98642
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- Building Area
- 3,540 sq ft
- Price/Sq Ft
- $85/sq ft
- Year Built
- 1993
- County
- Clark
- Annual Tax
- $1,002 (2026)
- Days on Market
- 26 days
- Open House
- None scheduled
Monthly payment
$1,974 per month
- Principal & interest$1,828
- Property taxes$84
- HOA dues$0
- Home insurance$62
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($29,990) on $299,900; loan $269,910
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $84/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA fee listed in RMLS)
- Home insurance: $62/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Two rental opportunities in one unique waterfront property at McCuddy’s Ridgefield Marina. This one-of-a-kind floating duplex offers a turnkey rental opportunity with the flexibility to rent both sides or live in one and collect income from the other, with potential financing options for an owner-occupied purchase. One side offers three bedrooms, three bathrooms, and approximately 2,300 square feet, while the other features two bedrooms, two bathrooms, and approximately 1,200 square feet. Generous living spaces, wood beams, vaulted ceilings, and river views give the property distinctive Northwest character and tenant appeal. Located on Lake River near the Ridgefield National Wildlife Refuge, with gated marina access and proximity to downtown Ridgefield’s restaurants, shops, boating, and waterfront recreation. Expand your rental portfolio with a property that pairs income potential with a memorable waterfront setting.
Facts & Features
| Property Type | Multi Family |
|---|---|
| Building Area (sq ft) | 3540 |
| Year Built | 1993 |
| County | Clark |
| Subdivision | McCuddys Marina |
| Elementary School | Union Ridge |
| Middle School | View Ridge |
| High School | Ridgefield |
| Heating | Wall Heater |
| Roof | Metal |
| View | Yes |
| Waterfront | Yes |
| Parking | Off Site |
| Sewer | Other, Public Sewer |
| Water | Public Water |
| Annual Taxes | $1,002 |
| Tax Year | 2026 |
| Original List Price | $299,900 |
| RMLS # | 712796901 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Jacqueline Smith • Keller Williams Realty
Listing updated: Oct 22, 2026 at 2:30pm
Source: RMLS #712796901
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty