Shawn Realty 503-515-4499
3 bd • 2 ba • 1,620 sq ft
1128 State AVE NE, Olympia, WA 98506
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- Bedrooms
- 3
- Total Baths
- 2
- Building Area
- 1,620 sq ft
- Price/Sq Ft
- $272/sq ft
- Year Built
- 1912
- County
- Thurston
- Annual Tax
- $5,079 (2026)
- HOA
- None
- Days on Market
- 9 days
- Open House
- None scheduled
Monthly payment
$3,197 per month
- Principal & interest$2,682
- Property taxes$423
- HOA dues$0
- Home insurance$92
- Utilities$0
10% down · 30-year fixed · 7.18% rate · 7.281% APR (est.)
Rate: Freddie Mac weekly average, as of 11/05/2026. Estimate by Shawn Realty, not RMLS data.
Estimate by Shawn Realty, not RMLS data.
- Interest rate: 7.18% (7.281% APR, estimated). Rate: Freddie Mac weekly average, as of 11/05/2026.
- Down payment: 10% ($43,990) on $439,900; loan $395,910
- Term: 30-year fixed (360 monthly payments)
- Property taxes: $423/mo (RMLS annual tax ÷ 12)
- HOA dues: $0 (no HOA in RMLS)
- Home insurance: $92/mo (Shawn Realty assumption, 0.25% of price per year; not a quote)
- Est. APR assumes 1% of the loan amount in points and lender fees.
This is an estimate. Verify exact numbers with your lender.
Estimate only, not a loan offer or commitment. Principal, interest, est. property tax and HOA. Excludes homeowners insurance, mortgage insurance (PMI, typically required with under 20% down) and other costs. Actual rate, APR and payment depend on credit, lender and loan program. Talk to a licensed loan officer.
Description
Welcome to this charming 1912 home in Olympia's desired Bigelow neighborhood, where timeless character meets modern convenience. This 1,620-square-foot home offers three bedrooms, two full bathrooms, and a flexible bonus room that can easily be used as a fourth bedroom, extra family room, or office. Enjoy abundant natural light, a welcoming entry with built-in storage, and light-filled living spaces featuring built-in shelving, a window bench, and French doors leading into the dining room. The remodeled kitchen includes high-end smart appliances, a convection steam oven with air fryer capabilities, a gas range with a voice-activated hood, butcher block countertops, and convenient USB and USB-C outlets. A walk-in pantry offers storage, while the main floor also features a primary bedroom with a walk-in closet and a separate dedicated laundry mudroom. Upstairs, you'll find two additional bedrooms, a full bathroom, and a spacious bonus room. Outside enjoy seasonal views of the Capitol building, an organic garden with grape vines, berries, rhubarb, and herbs, plus a 20-amp electrical connection ready for a future hot tub. Additional highlights include updated electrical, alley-access off-street parking, an outbuilding for extra storage, and ample free street parking for guests. Ideally located just blocks from downtown Olympia, the Farmers Market, parks, restaurants, and Swantown Marina. With mixed-use zoning offering live/work potential, this home is truly one of a kind!
Facts & Features
| Property Type | Residential |
|---|---|
| Sub-Type | Single Family Residence |
| Bedrooms | 3 |
| Total Baths | 2 |
| Full Baths | 2 |
| Partial Baths | 0 |
| Building Area (sq ft) | 1620 |
| Year Built | 1912 |
| Garage Spaces | 0 |
| County | Thurston |
| Elementary School | Other |
| Middle School | Other |
| High School | Other |
| Heating | Baseboard |
| Cooling | None |
| Appliances | Dishwasher, Free-Standing Range, Free Standing Refrigerator, Microwave, Pantry |
| Interior Features | Luxury Vinyl Plank, Vinyl Floor, Wallto Wall Carpet, Washer/Dryer |
| Exterior Features | Fenced, Garden, Outbuilding, Patio |
| Style | 2 Stories |
| Roof | Composition |
| View | No |
| Lot Features | Corner Lot, Level |
| Parking | Driveway, Off Street |
| Sewer | Public Sewer |
| Water | Public Water |
| Annual Taxes | $5,079 |
| Tax Year | 2026 |
| Original List Price | $439,900 |
| RMLS # | 788247381 |
Map data © OpenStreetMap contributors (not RMLS data).
Listed by Adam Still • Vantage Point Brokers LLC
Listing updated: Nov 3, 2026 at 2:50pm
Source: RMLS #788247381
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Shawn Realty are marked with the RMLS logo, and detailed information about these properties includes the name of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This content last updated on 11/09/2026 17:45. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by RMLS.
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Shawn Yu, Shawn Realty · 503-515-4499
Shawn Yu (Shawn Realty) is not the listing agent for this home.
Shawn Realty